Basic

Basic Life Insurance—What Makes It Different From Other Types?

  Undeniably, there are a lot of different kinds of insurance from home insurance to long-term disability insurance, so when you hear of basic life insurance, your first thought might be a stripped-down version of life insurance anyone can access. While that’s partly true, the terminology doesn’t actually convey the complete picture. Below, we detail […]

Read More
The

The Complete Breakdown of Voluntary Life Insurance

So, you’ve just been hired to a job or are out of your probation period and are able to claim benefits, congratulations! As you’re scrolling through the health and wellness items you can claim you happen upon insurance types that are marked as optional. These are known as voluntary life insurance. But what is voluntary […]

Read More
What

What You Need to Know About Long-Term Disability Insurance

We often think about how close we are to retirement or how excited we are to just get to the weekend after working, but what if you weren’t able to work? One of the best ways to protect your means of income is through long-term disability insurance for both self-employed and employed workers. But what […]

Read More
Can

Can You Get Life Insurance If You Have a Terminal Illness?

Even the most well-thought-out plans don’t always end up working out like we think they will—that’s why it’s important to prepare accordingly. Have you ever seen a heist movie where they got away with the cash without any complications? The real complications that all too often get thrown into our lives are terminal illnesses. While […]

Read More
What

What Is Supplemental Life Insurance and Do You Need It?

So you’ve just started a new job, congratulations! As you’re filling out the paperwork you get the option to add supplemental life insurance. Hold on, what is supplemental life insurance? Do you even need it? What Is Supplemental Life Insurance? Supplemental life insurance is just that: life insurance that supplements your existing life insurance policy […]

Read More
What

What Is Basic Life Insurance?—Why It’s Worth Getting More Coverage

What is basic life insurance? Like apples, at its core nothing about basic life insurance is complicated. When you pass away, funds are provided by your insurance provider in accordance with the contract you set up. You name beneficiaries or a beneficiary in this set up that will receive this money once you pass away. […]

Read More
Life

Life Insurance for Young Couples: Everything You Need to Know

Congratulations! You found someone in this crazy world and are in a committed relationship with them, but now there are many next steps. Aside from universally deciding on which way the living room should be set up, you should also think about what life insurance for young couples policy is right for you. As a […]

Read More
What

What Is Adjustable Life Insurance? A Simple Breakdown

What do life insurance and wrenches have in common? Aside from both being useful tools in your life, they’re also both adjustable (some wrenches anyway). What is adjustable life insurance though? Just how adjustable is it and why would you want it in the first place? We answer all of those questions below. What Is […]

Read More
How

How to Ensure Your Debt Doesn’t Out-Survive You

If there is one thing that’s certain in the universe, it’s that we’ll all try to eat hot food while it’s still too hot. Another thing that’s almost just as certain is that many of us will all have debt at some point in our lives, for better or for worse. It’s worth answering then […]

Read More