Can

Can You Get Life Insurance If You Have a Terminal Illness?

Even the most well-thought-out plans don’t always end up working out like we think they will—that’s why it’s important to prepare accordingly. Have you ever seen a heist movie where they got away with the cash without any complications? The real complications that all too often get thrown into our lives are terminal illnesses. While […]

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What

What Is Supplemental Life Insurance and Do You Need It?

So you’ve just started a new job, congratulations! As you’re filling out the paperwork you get the option to add supplemental life insurance. Hold on, what is supplemental life insurance? Do you even need it? What Is Supplemental Life Insurance? Supplemental life insurance is just that: life insurance that supplements your existing life insurance policy […]

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What

What Is Basic Life Insurance?—Why It’s Worth Getting More Coverage

What is basic life insurance? Like apples, at its core nothing about basic life insurance is complicated. When you pass away, funds are provided by your insurance provider in accordance with the contract you set up. You name beneficiaries or a beneficiary in this set up that will receive this money once you pass away. […]

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Life

Life Insurance for Young Couples: Everything You Need to Know

Congratulations! You found someone in this crazy world and are in a committed relationship with them, but now there are many next steps. Aside from universally deciding on which way the living room should be set up, you should also think about what life insurance for young couples policy is right for you. As a […]

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What

What Is Adjustable Life Insurance? A Simple Breakdown

What do life insurance and wrenches have in common? Aside from both being useful tools in your life, they’re also both adjustable (some wrenches anyway). What is adjustable life insurance though? Just how adjustable is it and why would you want it in the first place? We answer all of those questions below. What Is […]

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How

How to Ensure Your Debt Doesn’t Out-Survive You

If there is one thing that’s certain in the universe, it’s that we’ll all try to eat hot food while it’s still too hot. Another thing that’s almost just as certain is that many of us will all have debt at some point in our lives, for better or for worse. It’s worth answering then […]

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How

How Mortgages Defy Death

“You can’t take it all with you” is a common phrase when it comes to the subject of passing away. However, it leaves out what happens to the things in your life you left behind. Answering “who gets a life insurance payout” is crucial during these times since it’s likely that your loved ones will […]

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Where

Where the Registered Money You Left Behind Actually Goes

As nice as it would be to take your money with you when you pass away, you just can’t. This poses some unique challenges for the people who are now dealing with your leftover funds. One of the most common challenges people face is dealing with these leftover funds in a Registered Retirement Savings Plan […]

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Top

Top 10 Most Important Estate Planning Questions to Ask Yourself  

We all lead busy lives and make plans to see friends, family, so it’s strange then that we don’t consider specific types of plans. We schedule events and experiences like going to the beach or trying to best our friends at minigolf, but when we can no longer do these things we often have no failsafe in place. This is when it’s important to […]

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5

5 Reasons You Should Stop Smoking Today (And How to Get Help)  

It used to be common to have rooms full of tobacco smoke from people puffing away on cigarettes, but that’s since changed and for good reason. Smoking can cause a whole host of medical conditions – which really shouldn’t be too surprising considering the junk that’s in a single cigarette. But that’s not where the smoking negatives end, and you’ll definitely want to […]

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