It used to be common to have rooms full of tobacco smoke from people puffing away on cigarettes, but that’s since changed and for good reason. Smoking can cause a whole host of medical conditions – which really shouldn’t be too surprising considering the junk that’s in a single cigarette. But that’s not where the smoking negatives end, and you’ll definitely want to get life insurance terminal illness coverage to stay financially protected and help out those you care about.
We provide some of the key reasons as to why you should stop smoking and how to get help doing so below.
It’ll Reduce Your Life Insurance Terminal Illness Premiums (and Life Insurance Premiums in General)
Why spend more each month when you don’t have to? Because smoking puts you in a higher risk bracket for life insurance, it’s in your best interest to kick the habit and use the savings for more important things like home improvements or vacation savings.
In the “ugly” part of the good, the bad, and the ugly, in some cases, premiums can be almost double that of normal rates for people who smoke.
Gross.
Trust us, one of the only things you want doubling in your life is how much energy you have in a day.
You’ll Be Keeping Your Friends and Family Healthier
You’ll Be Keeping Your Friends and Family HealthierJust about anything you can think of you can get second-hand. Unfortunately, just because you can get many things second-hand, doesn’t mean you should.
Second-hand smoke from smoking cigarettes harms everyone, including, and especially, kids. All the same chemicals smoking a cigarette puts into your body are also dished out by the smoke you exhale.
By stopping smoking you’re preventing those around from essentially smoking mini-cigarettes from your habit and helping them live happier healthier lives.
You’ll Be Able to Save Money
Life is expensive, so why add the significant cost of cigarettes to the pile? Even if you just smoke three cigarettes a day and a pack costs about $15, you’ll be spending about $650 a year, just on cigarettes alone.
Find out for yourself how much you’re spending by multiplying the total cost of cigarettes you typically smoke in a week and multiply that by fifty-two to find out how much you’re costing yourself per year.
Ugh, math. We know, but it’s worth doing.
You’ll Look and Feel Better
Within hours of quitting smoking your body can start to significantly repair it from the damage that was done. The taste of food will be more vivid and you’ll be able to get your sense of smell back as well about a week after you stop smoking. Plus, your circulation and blood pressure will return to normal levels so your hands and feet don’t feel outrageously hot or cold all the time.
You’ll also look less like a raisin having a bad day since your skin will recover and no longer wrinkle faster. In addition, your teeth and nails will recover to a happy shade of white and pink respectively.
You’ll Live a Longer, Healthier Life
Just about every organ in your body is affected by smoking (and not in a good way) so it just makes sense to kick that habit to the curb.
It affects so much more than your health though, including the people around you, your finances, life insurance terminal illness premiums, and many other factors.
So how do you stop?
Getting Help to Stop
Smoking is often used as a coping method when people get stressed. Identifying what, how, and when something causes stress will help you identify when you’re most likely to reach for a smoke and stop.
Understand that you may relapse, but instead of beating yourself up over it, identify what made you relapse and how you could prevent it from happening again.
Most importantly, don’t forget that you don’t have to face this alone. Reach out to friends and family for support and even sign up for support groups to get community support from other people who are going through the same things you are.
It’s clear that smoking only drags down your life, but there are many resources to help you stop and get the support you need to quit and live a happier, healthier life.