There’s more to a life insurance policy than what meets the eye. Between the lines of text and signatures is something more symbolic — something that signifies responsibility.
There are a few stepping stones of adulthood that everyone seems to go through at their own pace. Keeping a cleanly living area, holding a fulfilling job, and (maybe) being able to cook for themselves. Sure, there’s a bit more to it than that, but those are fairly universal.
What most don’t see when looking at someone who embodies a ‘responsible’ adult is how they have invested in themselves. Beyond a college degree, what money do we actually put into protecting our financial futures?
What does responsibility mean to you? Is it the white-picket fence with a happy family? Is it the freedom to travel the world without ending up destitute? At the end of the day, whatever ‘responsibility’ looks like to you, it comes down to preparing for your financial future regardless of what happens tomorrow.
With each new day, there’s a new GoFundMe crowd-funding page for someone who has been critically injured and needs support. We’ve seen it time and time again.
Unlike most investments, life insurance is an investment with practical benefits now, and financial benefits in the future. It’s a personal capital fund — you pay into it, then, as its value increases, you can take it back.
When to Get Life Insurance
There is no wrong time to be insured since the cost is age-banded. If you purchased a plan today, your cost per month is going to be considerably less than ten years from now. Unless you are carrying debt, it’s in your best interest to take out a life insurance policy now.
Having a life, or critical illness, or disability insurance plan is really a message about who you are, and who you want to become. If you know your worth and how far you still have to go, there’s no reason to be gambling it away each day uninsured. Group benefits plans might help out a bit, but they will rarely if ever provide for you or your family.
That’s the difference a personal insurance plan makes — it guarantees you and your family will be able to enjoy life the way that you had intended and worked towards. This is why personal insurance plans and responsibility are so intertwined. The most responsible adult can still lose their future if they go on unprotected.
Life Insurance for Kelowna Residents
No matter where you are in the Okanagan, life insurance is going to function the same way. You pay a tiny fraction of your income and you are guaranteed a financial future regardless of life’s surprises. Once you’re insured, tuck that paper away and forget about it — we’ll ensure your decision is made in your best interest. If there’s a major change for the better or worse to your personal income, then you’ve always got Tyson at your side to keep your worries at bay.
Once you’ve got your feet underneath yourself, being responsible isn’t so hard. Responsibility is internal and external, and it comes across in how you plan ahead. There’s a sea of opportunities out there, and there’s no reason they should slip out of sight.
An investment in yourself and your future that secures both at once — that’s why insurance is synonymous with responsibility.
So what are you waiting for? Sit down with Accomplish Insurance to hash out the details and put your mind at ease.